ATTENTION! TENANTS WHO ARE TIRED OF RENTING. PURCHASE A HOME TODAY USING THE LEASE/OPTION PURCHASE PROGRAM.
Q. ARE YOU TIRED OF RENTING?
Q. DO YOU HAVE BRUISED CREDIT?
Q. DO YOU HAVE A CHECKING ACCCOUNT?
Q. DO YOU HAVE VERIFIABLE INCOME?
Q. CAN YOU PUT A SMALL AMOUNT OF MONEY DOWN?
If you answered “YES” to these questions, read on
What if I told you that you can own a home using a program called lease/option purchase within 12 months of moving in.
Hi! My name is Art Jackson,
Let me tell you a little bit about myself. I have over 11+ years experience in the mortgage business. More specifically, the sub-prime mortgage business. Sub prime mortgage loans are the ones for people with problem credit, limited money for down payments and/or closing costs. They offer higher interest rates, usually adjustable rates, and higher closing costs. Because of these facts, it was always a challenge to assist these borrowers. It used to be so frustrating to have to contact a borrower and tell them that their interest rate was going to be higher than they expected or that they needed an extra $5,000.00 in order to close.
Your probably wandering why am I telling you all of this. I have a good reason, please read on.
After many years of turning many borrowers down who didn’t qualify for a loan, I decided to create a company that would allow someone(tenant/buyer) to lease a home with an option to purchase it. This would give the person(tenant/buyer) time to “clean-up” their credit or establish credit and reduce the amount of money they would need to purchase a home.
I’ve been able to accomplish this by creating a company called Genneva Properties, LLC. Genneva Properties, LLC has 5 divisions. One of our divisions is called homes-u-rent-2-own. Homesurent2own offers single family homes in Cambria, Somerset, Indiana, Bedford, and Blair Counties to tenant/buyers who have bruised credit and limited funds, using our lease/option purchase program. These properties are available on a first come, first served basis and the tenant/buyer has up to 12 months before they have to exercise their rights to purchase the property for a pre-determined price. Click here to see the available properties.
The lease/option concept isn’t something that’s new. This industry has been around for over 40 years. It generates over 4.4 billion dollars in annual revenue and serves nearly 3 million customers, according to the Association of progressive rental organizations.
There are many benefits to the lease/option purchase program. Here are several listed below:
- Minimum Cash of pocket
- Bad credit or NO credit is OK because you’ll have time to “clean up” credit problems or establish credit.
- Builds equity fast in the property
- Option payment money is credited towards the purchase of the property
- 20% of the monthly rent is credited towards purchase of the property
- Time to check out the neighborhood and neighbors(noise, schools, shopping, traffic, etc).
- 1 year lease allow you to qualify for regular financing
- Quick move in time
Let me share with you how simple it is to be on the lease/option program. First, you open up the check out the available properties and select the one that you're interested in. Second, you fill out the application form and send it in along with your one-time administration fee of $99.00.
We process your application and contact you to come in to complete the remaining documents. You get the keys and you move in. It couldn’t be any simpler than that.
So if your tired of renting, having problems with your landlord, have credit problems, or limited money for a down-payment, but want to be a homeowner, we can help. Simply click here for the available properties and get started today.